Cost of funeral cars: How much?

While overall funeral costs are increasing year on year, hearse and limousine fees are usually included in funeral director package fees and have remained relatively stable. Funeral directors will charge a single rate for an entire funeral service, which usually includes administration, burial costs and the transfer of the body and family members to the cemetery. Limousines aren’t essential – you can use your own means of travel – but for traditional burials most funeral directors will insist on a hearse for transporting the deceased.

This article explains some of the costs involved in hiring a funeral car and the different types of car available.

funeral cars

 

The Different Types of Funeral Car

There isn’t just one type of hearse. Depending on the wishes of the deceased, their interests or hobbies, you could opt for something more personal. The hearse is the most traditional type of funeral car. Funeral packages usually include a hearse and a limousine as standard, with additional cars costing extra. These long, glass sided estate vehicles are specifically designed for carrying coffins and are the most popular option due to their cost effectiveness and the availability. Traditional and Cadillac style hearses cost around £300 or more depending on the age of the vehicles and reputation of the hire company.

You may decide to opt for something a little more unique and go for a horse-drawn hearse. These are more expensive and cost roughly double that of a tradition hearse. Motorcycle hearses are also becoming a more popular option. These uniquely designed motorcycles feature a large side-car for transporting the casket and are popular among motorcycle enthusiasts, often followed by a large motorcade of the deceased’s biking friends.

Some funeral directors will also provide novelty cars, as well as traditional vehicles. Anything from fire engines to famous vehicles from television shows can be booked either for transporting the coffin or family and friends. This is a lot less common, but it is gaining popularity as funerals are becoming less solemn and more of a celebration of the deceased’s life. While the price of novelty cars fluctuates significantly depending on the provider, expect to pay at least the same as you would for a luxury limousine.

Transporting Family and Friends

The limousine is often reserved for family and close friends and can usually accommodate 7-9 people. Traditionally, for parental funerals, two limousines are required – one for the grandchildren and one for the children of the deceased.

The costs of the additional cars depends on the type of car. Standard, Lincoln-style limousines will be a similar price to the hearse, whereas people carriers can cost significantly less at around £100. There is always the option of taking your own transportation, but all funeral car hire firms will provide a chauffeur in the price of the limousine so family members do not need to drive. In an effort to reduce costs, many families reserve the main limousine for close family and friends and a people carrier for everyone else.

How much is a burial plot (UK)?

The cost of a burial plot depends on a number of factors, such as location, your personal residential status and the type of burial plot you require. Non-residents often pay higher fees, and burial plots for cremated remains are substantially lower than traditional burials.

Below are a few details describing the various options you have and roughly how much they cost.

The Location of the Burial Plot

Some cemeteries, such as those in small parishes, will charge a relatively small amount for a burial plot for residents of the area – probably in the region of £800. However, non-residents can face significantly higher costs, potentially in the thousands.

Inner-city cemeteries inevitably cost more due to increased maintenance costs and a lack of available space. Still, residents can expect to receive heavy discounts if the burial plot is purchased in advance.

-fl-cemetary-plot-sellers-01 - The rising sun casts shadows on the gravestones at Lauderdale Memorial Park.   It was supposed to be their eternal resting place, but a growing number of people are deciding to use their money while they are alive, not for funerals. So they are selling their burial plots by posting ads on Craigs list, or using plot brokers and funeral homes that handle the resale.  Mike Stocker, Sun Sentinel
Cemetry

Type of Burial Plots

Some inner-city councils, such as the Greenwich council, charge up to £2000 for residents and £8000 for non-residents for the exclusive use of a plot with a memorial plaque. Prices for child graves are, on average, about a quarter of the adult price and ash plots average around £450

Most consecrated burial grounds – those without a specific religious affiliation – will charge similar fees but allow for the burial of followers of any religious faith.

Child burials are cheaper than adult burials because of the smaller size. There is also a compassionate element that takes into account the child’s age of death. Many councils and churches will bury resident children who are stillborn or died under a certain age (anywhere from age 5 to 16) for free. While the burial plot itself may be cheaper, there will still be maintenance costs and solicitors fees to consider.

Burial plots can also be purchased for multiple caskets. Single burial plots are the cheapest, as only one coffin will need to be buried; however, the law stipulates that you can bury 3 coffins in one plot. The additional costs involved cover the extra time it will take to create the plot, yet overall it is cheaper than purchasing 3 different plots. Expect to pay at least 50% more for a double casket and 75% more for a triple casket burial.

Other Fees to Consider

Many councils charge maintenance fees, lease fees and monument fees. These do not last forever and will need to be paid until the lease runs out. Leases can be extended and it is up to the family of the deceased to make the arrangements for this with the council. Maintenance fees will cover things such as grass cutting and insurance for the burial plot, but family members and deed owners will usually be responsible for maintaining gravestones and memorial plots unless agreed otherwise.

If you wish to maintain the grave plot but are unavailable to do so yourself, you may want to consider paying the church or council to maintain the plot for you. For a small fee lasting anywhere from 5 to 10 years, often costing more than the plot itself, you can pay to have the plot maintained with fresh flowers, fresh turf when needed, and the gravestone cleaned regularly and reinvigorated.

Hymns for Funerals

When a death occurs it can be difficult to find the right words to express sorrow and grief. Music evokes strong feelings, regardless of culture or social background. At a funeral hymns can be shared with the entire congregation, which can make the whole event easier to bear. If you’re planning a memorial service and aren’t really sure which hymns to choose, these tips will help you make a suitable decision.

Pick a hymn that the deceased enjoyed singing

There’s nothing more fitting than getting the entire congregation to sing along to the deceased’s favourite hymn. This makes for the perfect send off and is a highly respectable way to commemorate their memory. If they never had a favourite hymn, choose a piece that represents their character. Just like the stories in the Bible, there are thousands to choose from, each with their own distinct message.

Choose simple and well-known hymns

If you are organizing a funeral that must strictly adhere to religious guidelines, remember that not everybody in attendance will be of faith. Certain hymns are more well-known than others and will be more suitable if you expect atheists or people of other religious backgrounds to attend. Almost everybody will know “All Things Bright and Beautiful” and “How Great Art Thou,” and will be able to pick up the melodies quite easily.

Popular Funeral Hymns:

  • Abide By Me
  • Be Thou My Vision
  • I Heard the Voice of Jesus Say
  • Here I Am Lord
  • Love Divine, All Loves Excelling
  • Thine Be The Glory

These six hymns are the most popular choices at Christian funerals. Their crescendo-like compositions make each verse more uplifting than the last, allowing them to ring out on a high note and fill the venue with a sense of positivity.

Don’t be afraid to ask the minister for help

Don’t be ashamed to ask your minister for help – that’s what they’re there for! If in doubt about the meaning behind a certain hymn, they will be able to “translate” for you or recommend a piece that represents the emotions and feelings you’d like to convey. Give them as much information as possible about the deceased: what type of person they were, how they lived their life, their hobbies and interests. In addition, if the funeral is a religious event certain hymns may not be permitted in the place of worship. For example, a Baptist hymn may not be allowed in a Catholic funeral. Make sure you check with the minister if you’ve already made your choices.

Play a song instead if it’s more fitting

Hymns aren’t always fitting, especially if the deceased was atheist. Sometimes playing their favourite song makes a better tribute. Ask their closest friends for advice if you’re unsure. Otherwise, look through their music collection to see if anything stands out. People often leave their memorial songs in their will, so make sure you check this first. A funeral should portray the deceased, so if they wanted something specific, try to honour their choice. Even if it seems a little tasteless – “Another One Bites the Dust” or “Bye Bye Baby” – don’t be afraid to play it if it would resonate with the guests and leave a smile on their faces.

Finding the right hymns is tough, but with a little background research, it shouldn’t pose any difficulties. When you’ve found a hymn selection that you’d like to use, download the lyrics and give them to your funeral director. They’ll make sure it’s printed on the order of service with the appropriate layout and font. If you’d like the hymns to be sung in a specific order, include this information.

How to Plan a Funeral

Planning a funeral is emotionally and financially draining. However, when a loved one departs from this world it can be one of the most satisfying ways to gain closure and say your goodbyes. If you’re responsible for making the arrangements, but aren’t sure where to start, these tips will help.

Plan in Advance

Of course, this isn’t always possible, but don’t feel guilty about preparing for the inevitable. Finding suitable suppliers for the event – funeral director, florist, minister, and doctor – will save you a great deal of time and stress. When you’re in mourning it’s all too easy to make rash decisions that you’ll regret in the long run. Having a list of trusted people to call upon when the time comes will allow you to focus all of your efforts on the logistics of the event.

funeral plan

Pay in Advance

Funeral costs are taken out of the deceased’s estate before any inheritance funds are paid out to the next of kin; however, not everyone has savings. Sometimes paying in advance will save you from a huge financial shortfall. There are plenty of options out there, such as payable-on-death (POD) bank accounts, funeral insurance and pay-in-advance plans with funeral directors.

Take Wishes into Account

While you’re under no legal obligation to acknowledge the wishes of the deceased – even if it’s stated in their will – you have a moral duty to provide them. If they’ve made requests, half of your job is already complete. Otherwise, have a think about what they enjoyed in life, such as their favourite flowers, music and venues.

Contact Several Funeral Directors

Finding the right funeral director is paramount. Consult at least three different companies and see who you gel with the most. Request a consolidated written breakdown of the costs, ensuring that the services, legal costs, merchandise and professional fees are all taken into account. If you have special requirements make sure your chosen company will cater to your needs before putting pen to paper. Lastly, only use funeral directors that are registered with the National Association of Funeral Directors.

Choose Flowers or Donations

Most guests will bring flowers, unless asked otherwise; however, in most modern funerals relatives of the deceased will request charity donations instead of flowers. If taking this approach, choose a charity that was close to the deceased’s heart. Make sure you include instructions about where to send the money.

Choose the Disposition

There are three types of disposition: burial, entombment and cremation. Burial requires purchasing a plot of land from the cemetery or churchyard. Entombment requires the purchase of land, but also the construction of a tomb or mausoleum. Cremation reduces the remains to ashes and it the most common and cheapest form of disposition. Churchyards often have strict guidelines. Make sure you check with the local parish if you’re planning a burial to ensure the headstone will adhere to the rules.

Make it Original

Don’t be afraid to go against the grain and arrange a funeral that doesn’t conform to the norm. After all, it should characterise the deceased and showcase their distinct personality. If it feels more fitting to hold the memorial service at an unconventional place of interest, rather than a church, do so. Everything about the ceremony should reflect the life of the dearly departed in order to eulogise their memory in the best possible way.

Arranging the funeral of a loved one is the most personal and noble ways to honour their memory. It’s something that you’ll look back on for years to come with proud memories. While it’s certainly a difficult affair to undertake, you’ll come away feeling stronger than ever.

Pre-paid Funerals Explained

There’s nothing more distressing than dealing with the passing of a loved one. Unfortunately, when that inevitable time comes mourning isn’t the only thing you’ll have to think about. Funerals can be financially crippling, especially if you haven’t prepared in advance. Due to inflation funeral costs are constantly rising, which is making it more and more difficult for families to afford an appropriate ceremony.

Whether you want to make preparations for a family member or ensure your next of kin is financially secure when you depart this world, this article will explain how a pre-paid funeral plan can help.

The Impact of Inflation

The average cost of a funeral at the time of writing (2015) is around 3,500 pounds; however, by 2019 this figure is expected to rise to roughly 4,500 pounds. Since 2001 the costs have almost tripled. Inflation will continue to cause problems, so while the prospect or organising a funeral in advance may seem depressing and unnecessary, it could save a great deal of trouble further down the line.

People who haven’t taken out a pre-paid funeral plan often encounter financial troubles and find that‘re unable to pay for a service. In these circumstances the state will provide a basic funeral. However, these ceremonies rarely provide a fitting tribute to the deceased.

Methods of Pre-Payment

There are two primary methods of funeral pre-payment; through an insurer or through a funeral firm. Pre-paid funeral plans are usually linked to specific firms; therefore, all of the logistics will be agreed upon in advance. Funeral insurance pays out a fixed lump sum, which can then be used to cover the expenses. Both methods of pre-payment have their positives and negatives.

Pre-paid funeral plans through firms or directors generally offer the best value for money as all of the provided services and arrangements will be capped at the current market rate; however, changes cannot be made to the initial agreement. Funeral insurance provides more creative freedom as you can delegate the money after the death; however, the costs may increase with inflation.

Included Services

What’s included with a pre-paid funeral plan can heavily vary depending on the firm or director. While companies operating under the National Association of Funeral Directors are obliged to have a specific pre-defined standard service, bespoke options are almost always available for an extra fee.

Most funeral firms will provide basic to luxury plans, with the latter providing specific upmarket coffin designs, funeral flowers and greater flexibility. Packages may or may not include burial and cremation fees – this largely depends on the faith of the deceased and regional churchyard and cemetery regulations.

Finding a Suitable Plan

Finding a suitable funeral firm to take on the job can be just as difficult as making the arrangements themselves. Before you sign an agreement make sure you meet the funeral director in advance to discuss your ideas. Your town will no doubt have a number of services operating in the area, so don’t be afraid to arrange a few meetings before making a concrete decision. If you don’t know where to start ask family and friends who have been through the process before for advice.

Fundamentally pre-paid funeral plans can be highly beneficial, both financially and logistically. Making decisions when emotions are running wild can be difficult, especially when time is of the essence. Paying and arranging everything in advance will lift the weight from your shoulders and allow you or your next of kin to focus on what really matters; mourning and remembrance.

prepaid funeral
Image Credit (Creative Commons): Beatrice Murch

 

Cost of Cremation Funeral

When a loved one passes one of the first decisions you’ll have to make is whether or not they should be buried or cremated. Unfortunately the costs can significantly influence your final choice.  Nowadays most people choose cremations over traditional burials in order to avoid excessive burial fees and headstone costs. However, cremation fees can heavily vary according to the deceased’s religion, your chosen service, the type of urn you wish to have.

Disbursement Costs

In the United Kingdom the average burial costs roughly 1,750 pounds, while the average cremation costs around 660 pounds. That said, there are also various other associated fees. These are known as disbursement costs.

Before a cremation is legally allowed to take place a cremation certificate must be signed by two doctors. Each death certificate costs 80 pounds, bringing the total fee to 160 pounds. These two documents must be given to the crematorium prior to the service.

Direct Cremations

A direct cremation is a no ceremony, no minister funeral. They are designed for people who wish to bypass the stresses and strains of organising a traditional ceremony – hearse, coffin, limousines, etc. Direct cremations are often available for less than 1,000 pounds and are without a doubt the cheapest option.

With a direct cremation the body is not embalmed and there is no viewing. This reduces the cost of hair and makeup application. In addition, there will be no need for an expensive casket. You can instead choose to place the body in a special cardboard box called an “alternative container”. Some funeral homes may also perform the cremation themselves, which will reduce costly transportation fees.

Reduced After Costs

The funeral isn’t the only expense that you must take into account. There are also a number of other after-costs, such as headstone fees and plot maintenance. Placing an urn in a cemetery memorial garden is significantly cheaper and will provide an equally dignified tribute to the deceased.

The typical price of a headstone is between 1,200 and 2,000 pounds; however, there will also be a burial ground fee and possibly even a grave digging cost – although this will depend on the local parish. Most urns cost around 200 pounds. Small slant markers or memorial benches are often preferred by those who would like a physical space to honour the dead, rather than spreading ashes.

Catholic Funerals

It’s often misunderstood that Catholics forbid cremation; however, this rule was overturned in 1963. Most Catholic churchyards now have a dedicated space for urn placement. That said, the body of the deceased must be present at the church funeral service; therefore, the costs are generally closer to a traditional burial.

Funeral Firms

Funeral directors and firms can be used to organise cremations. This can be highly beneficial if you don’t want to make the arrangements yourself. Sorting out all of the legal aspects and logistics of a ceremony can be somewhat confusing and overwhelming; therefore, funeral directors can take on the job to ensure the process runs as smoothly as possible. Their fees usually equate to around 1,000 pounds; however, this doesn’t include all of the service and disbursement costs.

Fundamentally, it’s up to you to decide whether or not cremation would serve as the most appropriate tribute. While the deceased may have had specific wishes, you are under no obligation to follow them. If the thought of a burial upsets you – even if the deceased wanted to be buried – a headstone with an urn fixture is an appropriate middle ground that will provide a physical space for mourning and remembrance.

funeral cremation cost
Image Credit (Creative Commons): Cliff

 

Grants for funeral costs

Funerals don’t just place a significant amount of strain on your emotions, but also your bank account. Paying for a funeral can cost thousands of pounds, and while the finances come out of the deceased’s estate, there’s not always enough to cover the fees. Paying for the costs using a finance plan is one option, but over time you’ll still have to pay a substantial amount of money; therefore, this may not be possible if you’re on a low income. A grant can lift some of the burden off your shoulders and give you a little more legroom. Even if you’re convinced that you’re ineligible, it’s always worth trying.

The Social Fund

The Social Fund should always be your first port-of-call. This UK government run scheme offers help to those who have a low income. If you or your partner receives some form of benefit or tax credit, such as Jobseeker’s Allowance or Income Support, you’ll probably be eligible for something, even if it isn’t the full amount.

The maximum allowance you can receive is £700 and you must apply within 3 months after the funeral takes place. If you have paid for the costs of your funeral already the money will be transferred directly to your bank account; while if you’re still in the midst of paying a funeral director, it’ll be transferred directly to them.

contacting charities

Bereavement Payment

Bereavement Payment is a one-off tax free sum of £2,000 that is paid to you if your spouse or civil partner has passed away when were under the State Pension age. In order to qualify they must have paid the right amount of National Insurance contributions. If they hadn’t you may not be entitled to the full amount.

Widowed Parent Allowance

If you are a parent and your spouse has died, you may be entitled to a grant known as a Widowed Parent Allowance if you apply within three months after the death. To qualify you must currently be supporting children, under the State Pension age and entitled to Child Benefit. In addition your spouse must have paid enough National Insurance contributions.

Charitable Organizations

There are a number of charities in the UK that may provide funeral grants to those in need.  Most charitable organisations will require you to have at least attempted to recover money elsewhere before they release any funds. Grants may also vary depending on your circumstances and relationship to the deceased. In order to qualify you may have to divulge your personal information and save the receipts regarding the payments that you’ve already made.

Receiving a grant will count towards your savings; therefore, if you’re required to have under a specific amount of money to qualify for other benefits – such as Jobseeker’s Allowance and Housing Benefit – your payments may be affected. If this is the case it may be more beneficial to pay for costs over time, rather than receive a fixed lump sum.

When a death has occurred the last thing you’ll want to worry yourself with is application forms for funeral costs. However, taking a little time out of your schedule to focus on the financial aspects could significantly help you in the long run. It can take time to receive a decision, let alone the costs; therefore, the sooner you start the application procedures the better.

Assistance with funeral costs – what’s available?

Funeral costs are always on the rise and have doubled over the past decade. Sometimes paying for funeral insurance simply isn’t possible. We’ve all got to make ends-meet, and finding excess funds to pay for something that may not occur for many years can be quite a strain on your bank account. That said, sometimes the worst does happen so it’s important to be prepared. Luckily, if you really don’t have the finances to pay for funeral costs there are a few other options available.

The Social Fund

The Social Fund is a government-run scheme that offers financial aid to low-income individuals who need a little extra help with their funeral costs. While the grant won’t cover all of the fees, it can certainly pay for a significant chunk of them. A maximum of £700 is available, which can cover burial ground fees, cremation fees, coffin costs, travel expenses and even flowers. However, how much you are able to acquire will depend on your individual circumstances. For example, if you’re on a low income, but you or the deceased have already paid for funeral insurance, you’ll only be eligible for a maximum of £120.

financial support

Bereavement Benefits

If your spouse passed away when they were under the State Pension age, you will be entitled to a one-off tax free lump sum of up to £2,000 – based on the deceased’s National Insurance contributions. This allowance can be claimed for up to 52 weeks after they have passed away. In addition, you must be over 45, but below the State Pension age when they died.

Payment Plans

Payment plans for funeral costs are almost always available. Funerals are expensive and often unexpected; therefore, funeral firms expect some people to pay for the costs via a finance agreement. While they will typically require their fees upfront, payment plans based on your own financial situation can usually be arranged so you can spread out the costs. These payment plans may not be advertised, but don’t be afraid to ask if you need some assistance.

Pre-Paid Funeral Plans

Pre-paid funeral plans can be a significant investment. Inflation is one of the biggest problems in the industry and most funeral firms will cap their prices at today’s costs if you pay before the death. Of course this isn’t an option if you’ve already lost a loved one, but it’s worth considering for the future.

The Deceased’s Estate

It’s always worth knowing what costs can be recovered from the deceased’s estate as there may not be enough money to cover everything. While funeral costs can be recovered prior to secured debts – mortgages and loans, etc. – it’s best to check beforehand.

Unless you had a joint bank account with the deceased any money in their accounts will be frozen, and it can months to secure its complete release. If you’re lacking funds and need instant access purely to cover the funeral costs speak to the bank and ask them if they could release the fees directly to the executor or administrator. Almost all large banks will agree to this.

Dealing with funeral costs is just one of life’s necessary evils. Sadly, making financial arrangements is simply part of the process. It’s always worth applying for financial support, even if you don’t think that you’ll get it. Knocking just a small amount off the bill could help you get a lot closer to giving your loved one the appropriate send-off.

Charities that help with funeral costs

The government’s Social Fund and Bereavement Benefit may not be the only form of financial support available to you if you need to cover the cost of a funeral. Charities will often hold an excess to help the families of the deceased, particularly those who have succumbed to a specific illness.



 

Child Funeral Charity

The Child Funeral Charity assists families financially if they have lost a child aging 16 or under. While many funeral directors, parishes and council’s do not charge a fee for child funerals, the expenses can still add up. The Child Funeral Charity also provides practical support for those who are struggling to make the arrangements. In order to qualify a referral is required from a professional in a relevant field such as a funeral director, nurse or hospice manager.

Financial Support for Families

Leukaemia Care

Leukaemia Care provide grants to leukaemia sufferers – who have been diagnosed within the last four years – and the bereaved. Unlike other charities a single lump sum isn’t provided; support consists of a number of small grants to help towards general living, such as bills and home maintenance. Support is generally only provided for those who have acquired an inadequate amount of state funding, or who are waiting for government grant applications to process.

British Gas Energy Trust

When funeral bills are causing financial hardship the British Gas Energy Trust can provide grants to help with bill payments. Applicants must specify their relationship to the deceased, whether or not they’ve received a payment from The Social Fund, and the reason why the estate of the deceased isn’t sufficient to cover the costs. The British Gas Energy Trust do not provide grants for items that have already been paid for.

React

The main purpose of React is to give terminal children comfort and dignity in life. While their focus is on specialist and domestic equipment, they will also consider providing grants for funeral expenses and memorials.

Charis Grants Ltd.

Charis Grants Ltd. aren’t exactly a charity, but will distribute funds on behalf of utility companies and local authorities to those in need of financial support. The aim of the trust is to offer venerable people who are in debt a chance to pay their bills. They can clear energy debts, cover bankruptcy and provide the funds to purchase essential household items. In order to qualify applicants must be a customer of one of the supported companies.

It can be difficult to find a charity willing to part with their cash without a referral. If you have recently lost someone and are encountering financial issues, speak to a funeral director and they may point you in the right direction or give you some form of discount to account for a failed grant application.

Sadly there are people out there who will try to abuse the system; therefore, charities will almost certainly require a detailed account of your financial history. Every charity has different procedures and prerequisites for approval, so make sure you thoroughly assess their guidelines before applying to increase your chance of success.

Funeral expenses – What commonly gets forgotten?

It’s no secret that funerals are pricey. In fact, each and every year the average increases, which is making them more and more difficult to manage. Good budget planning is a crucial aspect of arranging the perfect ceremony. Most funerals in the UK cost around £7,000 – which includes all of the legal aspects and basic arrangements. While this may seem like a considerable figure, it probably won’t go as far as you think.

Burial Ground Fees

It costs money to reserve a burial plot for the deceased and these fees are often highly misunderstood. Burial ground fees can drastically vary depending on your local parish and council. While the current UK average is around £200 for a spot, it’s not uncommon to find church yards and cemeteries charging closer to £1,000. Before you start calculating your other expenses it’s important that you’re 100% clear on how much this will cost, otherwise you could be left significantly out of pocket. If the deceased was a regular church goer that contributed a lot to the local community these fees may be wavered.

catering

Function and Catering Services

Hiring a function room and catering service could cost up to £500, depending on how many guests you expect to attend. As a general rule of thumb a finger buffet will be around £10 per head, while a cold fork or hot fork buffet will be between £12 and £15 per head. Although it may be difficult, try to find out how many attendees you’ll expect before you make any arrangements so you won’t order too much food. If you don’t have enough to hire a function room and provide catering, don’t worry. Consider holding the event at your home and asking attendees to bring something for the table instead.

Funeral Notices

A funeral notice is a paid announcement in the newspaper that gives prospective attendees the details of the funeral. While they’re not quite as important as they used to be with today’s social technology, paying for one is still worthwhile; not just as a method of communication, but as a sign of respect. Death notices will add around £55 onto the overall cost. Some newspapers may charge a separate fee for the obituary, especially if space is an issue.

Administration

When someone dies there are a number of administrative procedures that must take place, and all of them come at a cost. For example, in the event of a cremation a doctor’s note must be issued for the death certificate, which costs around £160. In addition, application fees for specialist burial grounds may come with a fee. It’s always best to leave a few hundred pounds excess in your budget plan to accommodate these unexpected costs.

Help is Available

Funeral expenses are very costly, but help is available if you choose to pursue it. The government has various funeral schemes to help you pay for costs if you’re on a low income, and a number of charities also set aside a portion of their donations to help the bereaved. If there isn’t enough money in the deceased’s estate to cover the costs of the ceremony, there’s no harm in applying.

While funeral directors come at a cost, they will have the expertise and experience to get the most out of your budget. They’ll also ensure you’re aware of any extra processes that you’ll need to conduct yourself. If you feel that arranging a funeral is a little too much to handle, it’s probably best to seek help from the professionals.